Billing/Insurance Questions
Contact Vanessa for any Billing and Insurance related questions. Find the contact information below.
At Luxury Psychiatry Clinic, we proudly accept Oscar Health insurance for our outpatient mental health services in both Chicago and Orlando. Whether you’re looking for medication management, talk therapy, or advanced treatments like TMS or ketamine therapy, our clinic works with Oscar Health to help make high-quality psychiatric care more accessible and affordable. Our team ensures that you receive personalized support tailored to your needs, all within a welcoming, luxury setting.
If you’re searching for an Oscar Healthcare psychiatrist in Chicago or Orlando, you’re in the right place. Dr. Michelle Dees and our experienced team provide evidence-based care to support patients dealing with anxiety, depression, trauma, and more. We help you navigate your insurance benefits with Oscar Health, so you can focus on your mental wellness without unnecessary stress.
When exploring mental health care through Oscar Health in Chicago or Orlando, it’s crucial to understand the difference between PPO (Preferred Provider Organization) and HMO (Health Maintenance Organization) plans. At Luxury Psychiatry Clinic, we currently only accept Oscar PPO plans for psychiatric and therapeutic services. Knowing the difference between these plans can help you make informed decisions about your care and ensure seamless access to our outpatient services.
Oscar PPO plans typically offer greater flexibility when it comes to choosing your mental health provider. With a PPO plan, you don’t need a referral to see a psychiatrist or therapist, and you can often access care both in- and out-of-network. This is especially beneficial for patients looking for specialized services like ketamine therapy or TMS treatment, which may not be widely available within a narrow network. At Luxury Psychiatry Clinic, we accept many Oscar PPO plans and help patients take advantage of these broader options.
Another major perk of Oscar PPO plans is the ability to seek care across different cities—ideal for patients who may need support in both Chicago and Orlando. Whether you’re traveling or splitting time between locations, your care doesn’t have to pause. With our continuity of care model, patients on Oscar PPO plans can maintain consistency in treatment and communication, no matter which of our clinic locations they visit.
While Oscar HMO plans are a common choice for many individuals, they are more limited in terms of provider access. HMO plans typically require referrals from a primary care physician and restrict patients to a closed network of providers. Unfortunately, Luxury Psychiatry Clinic is not in-network with Oscar HMO plans at this time, which means we cannot accept these plans for treatment.
If you currently have an Oscar HMO plan but are interested in receiving care at our clinic, you may consider exploring Oscar PPO options during your next open enrollment period or contacting Oscar directly to learn about upgrading your plan. We’re happy to discuss self-pay options in the meantime and provide documentation that may help you with out-of-network reimbursement, if applicable.
If you’re unsure about what your Oscar Health insurance covers when it comes to mental health treatment, the best first step is to log in to your member account on the Oscar Health website. There, you can review your specific benefits, check if your plan is a PPO, and see what mental health services are included in your coverage. It’s important to confirm that your plan allows for outpatient psychiatric care with private providers—especially for advanced treatments like TMS or ketamine therapy.
You can also call our office directly, and we’ll be happy to verify your benefits for you. At Luxury Psychiatry Clinic, we work with patients to help them understand what their Oscar PPO plan covers, including copays, deductibles, and eligibility for services like therapy, medication management, and innovative treatment options. While we do not accept Medicare or Medicaid, we’re always here to help guide you through your insurance details and make the process as smooth as possible.
At Luxury Psychiatry Clinic, we provide comprehensive mental health services for patients with Oscar Health PPO insurance in both Chicago and Orlando. Our team of psychiatrists, therapists, and mental health specialists offers a full range of outpatient treatment options, from traditional talk therapy to cutting-edge services like TMS and ketamine therapy. We’re committed to helping Oscar members receive high-quality, individualized care with minimal hassle.
For those who prefer face-to-face appointments, our in-person psychiatry services provide direct access to board-certified psychiatrists at our Chicago and Orlando offices. We conduct thorough psychiatric evaluations, develop customized treatment plans, and offer ongoing medication management to support conditions such as anxiety, depression, bipolar disorder, and more.
If an in-person visit isn’t ideal, our telepsychiatry services offer a convenient alternative. Through our secure, HIPAA-compliant video platform, patients can receive expert psychiatric care remotely—whether you’re at home, at work, or on the go. Oscar PPO members can access this flexible treatment option while receiving the same level of care as an in-office visit.
Our licensed therapists provide individual therapy, couples counseling, and family therapy, all tailored to meet your specific needs. Using proven methods like Cognitive Behavioral Therapy (CBT) and Dialectical Behavioral Therapy (DBT), our team helps Oscar-insured patients work through trauma, manage emotional challenges, and build healthier relationships.
For added convenience, we offer online therapy sessions covered under Oscar PPO plans. Patients can meet with licensed therapists virtually from anywhere, making it easier to stay consistent with treatment—even with a busy schedule. Our online therapy options ensure that support is always within reach.
Medication can play a key role in managing mental health symptoms. Our psychiatrists provide personalized medication management services to help Oscar members find the right medication regimen. Whether you’re starting treatment, adjusting dosages, or exploring new options, we offer ongoing support and monitoring to ensure optimal results.
Getting started with mental health care at Luxury Psychiatry Clinic is simple. If you have an Oscar Health PPO plan and you’re located in Chicago or Orlando, our team is here to guide you through every step—from verifying your insurance coverage to matching you with the right provider. Whether you’re interested in therapy, psychiatry, or advanced treatments like TMS or ketamine therapy, we’ll make sure your care journey is smooth and supportive from day one.
To schedule your first appointment, give us a call or fill out our online intake form. We’ll help you confirm your Oscar PPO benefits, answer any questions about costs or coverage, and get you booked with a provider who fits your needs. Take the first step toward better mental health today—we’re ready when you are.
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Contact Vanessa for any Billing and Insurance related questions. Find the contact information below.